Instalment Agreement

The instalment agreement is the traditional way of financing your vehicle of choice. There are no surprises, only predictable and regular monthly instalments.

How does it work?
As a potential customer, there is no mandatory minimum deposit. However, a deposit may required by our Credit Department. What you get out of the deal, is all a finance package that repayments that are payable in regular or monthly instalments over an agreed period.

Benefits of Instalment Agreement

• Acquisition of vehicle
• Fixed or variable interest rates
• Repayments over an agreed period
• Taylor-made payment Structures
• VAT capitalised at the outset of agreement
• Finance charges and depreciation are deductible from income tax (dependant on customer profile)

Instalment Agreement with Balloon

Instalment Agreement with Balloon is a simple and effective way for acquiring a vehicle with lower monthly instalments, with a final payment that transfers ownership to you the customer.

How does it work?
A final payment is negotiated at the outset of the agreement, and the remaining cost, plus interest charges, is then repayable in regular or monthly repayments over an agreed period. When the final payment is made, ownership is transferred to the customer.

Benefits of Instalment Agreement with Balloon

• Lower monthly payments with a final payment – responsibility of the buyer
• Acquisition of vehicle – after final instalment
• Fixed or variable interest rates
• Repayments over an agreed period
• Taylor-made payment Structures
• VAT capitalised at the outset of agreement
• Finance charges and depreciation are deductible from income tax (dependant on customer profile)

Interested? Call 0861 324 653 or fax (012) 660 7219 or e-mail us for more information.

Lease

Lease a vehicle for an agreed period with the option of ownership.

How does it work?
Tailor-made to suit the needs of the customer, this agreement allows you to lease the vehicle for an agreed period with the option of ownership. Alternatively, the lease may be extended at the end of the agreement period.

Benefits of Leasing

• Option to take ownership of the vehicle or extend the lease at the end of the agreement
• Lease payments are tax deductible
• VAT capitalised at the outset of agreement

Rental

Drive your vehicle without the option of ownership. This package is specially designed for the customer who would like to pay for the use of a vehicle, rather than ownership.

How does it work?
After estimating your anticipated mileage, your vehicle is rented to you for an agreed period. At the end of the rental period the vehicle is simply returned, removing the worry of disposal, and the risk of ownership remains with Chrysler Finance and *Insurance throughout.

Benefits of Rental

• Use of vehicle with option to buy
• Capital expense eliminated and improved cash flow
• Rentals fully tax deductible as operating expenses (dependant on customer profile)
• Asset not reflected on Balance Sheet
• VAT claimable and payable monthly (not capitalised up front)
• No vehicle disposal risk
• Only pay for use of vehicle
• New vehicle more often
• Reduce monthly payment

Interested? Call 0861 324 653 or fax (012) 660 7219 or e-mail us for more information.

FLEET MANAGEMENT SOLUTIONS

Customised solutions for seamless mobility

At debis Fleet management we innovate to resolve problems before they present themselves. That's because we work with you to understand your business requirements, before we customise your fleet. From Passenger cars to custom-built trucks and everything between, debis Fleet Management specializes in providing and managing cost effective fleets for government and industry. Our world class processes, empowered and inspired people with the infrastructure to match enables us to deliver extraordinary customer service and the highest levels of operational excellence.

Low Risks at Fixed Costs - focus on your core business and we'll focus on the fleet management

For an agreed monthly rental, the debis Full Maintenance Lease Solution will provide you with a fleet of vehicles that will meet your business requirements. The risks associated with inflation, currency fluctuations, maintenance, breakdowns and depreciation are transferred to the experts, debis Fleet Management offers you the peace of mind of knowing your operating costs remain stable.

Take control with debis Direct - the ultimate fleet tracking / management soltion

debis Fleet Management is proud to introduce an exciting new addition to its diverse and innovative product range. debis Direct is a unique mobility solution software programme designed and customised for its clients by debis Fleet Management. It allows fleet owners, transport and fleet managers to monitor and keep track of their entire fleet of vehicles regardless of where they are – the office, at home or even on holiday. debis Direct is direct access to all fleet data at the clients convenience.

debis Fleet Management – Innovative, Instinctive, Involved

Managing fleets is what we do and we do it well. That is why, in conjunction with Chrysler Finance and *Insurance, we manage over 2 million vehicles worldwide. This combination of global and local expertise gives us both purchasing power and efficiencies of scale. As a result we have been able to build long-term partnerships with our customers who rely on trust us for their growing fleet management needs.

For further assistance

Call debis Fleet Management on 0861 033 247 or visit website on www.debis.co.za

A subsidiary company of Mercedes-Benz Financial Services South Africa (Pty) Ltd.

debis Fleet Management offers mobility solutions that are only ever made to your standard

FEATURES

• A rental plan for your chosen vehicle over a fixed period of time and kilometres.
• All routine servicing and maintenance.
• Battery and exhaust are included.
• 24 hour helpline.
• 24 hour breakdown and roadside assistance, 365 days a year through the AA.
• Driver instruction guide.
• Vehicle inspections and performance recommendations.
• Vehicle mileage and exception parameter monitoring.

THE BENEFITS FOR YOU

• No unexpected cost surprises.
• Allows you to plan and budget your fleet’s costs.
• Tax deductible monthly rental payments.
• Off balance sheet financing.
• Management and employee safety and peace of mind through 24 hour helpline.
• Increased fleet efficiency.
• No vehicle disposal worries.

ADDITIONAL OPTIONS AVAILABLE

• Fuel Cards (Minimise fuel abuse and accurately record expenses).
• Insurance (Enjoy competitive rates).
• Tyres.

Interested? Call debis Fleet Management on 0861 033 247 or visit website on www.debis.co.za